| Minimum Opening Deposit | Minimum Balance to Obtain APY | |
|---|---|---|
| 6-Month CD (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 12-Month CD (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 15-Month CD Special (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 24-Month CD (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 35-Month CD Special (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 36-Month CD (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 55-Month CD Special (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 60-Month CD (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| Money Market (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
The early withdrawal penalty for the 90-day, 6-month and 12-month CDs is 90 days interest. The early withdrawal penalty for the 15-, 24-, 35-, 36-, 55- and 60-month CDs is 6 months interest.