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Commercial strip mall that has just opened


In today’s complex lending market, New Horizon’s experienced Commercial Lending Team provides flexible and innovative financing solutions to meet your needs. Our local decision makers and approach of bringing the loan committee to the client, allows us the ability to deliver quick decisions to our clients.


New Horizon Bank provides a full range of loan options for businesses, including:


client shaking hands with professional

Commercial Loan Types


New Horizon provides a wide range of loans and lines of credit to support your growing business.

  • Commercial Mortgages
    • Acquisition and refinancing of owner occupied and investment real estate
    • Leasehold improvement loans
    • Bridge loans
  • Business Lines of Credit
    • Working capital lines of credit
    • Equipment lines of credit
    • Stand-by letters of credit
  • Business Term Loans
    • Working capital loans
    • Auto & equipment loans
    • Inventory loans
  • Commercial construction & renovation loans
  • SBA loans


commercial space that is available for purchase

Commercial Real Estate


Our expertise includes a wide range of projects and property types.

  • Office, retail, industrial, warehouse/flex space, non-profit and others
  • Investment properties
  • Multi-Family Projects
  • Private schools
  • Places of Worship
  • Medical offices
  • Mini-storage facilities

Meredith M. Smith


SVP, Commercial Relationship Manager

Office: 804-302-5034


Brian K. Grizzard


SVP, Commercial Lender

Office: 804-419-6363



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