| Minimum Opening Deposit | Minimum Balance to Obtain APY | |
|---|---|---|
| 90-Day CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 6-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 12-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 15-Month CD Special | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 24-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 35-Month CD Special | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 36-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 55-Month CD Special | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
| 60-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 |
The early withdrawal penalties are as follows:
90 day – 30 days of interest
6 months – 6 months of interest
12 months – 3 months of interest
24, 36 and 60 months – 6 months of interest
15, 35 and 55 (special) months – 12 months of interest
