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INDIVIDUAL RETIREMENT ACCOUNT RATES

Effective Date: October 26, 2022

Rates Subject to Change Daily

 
A table with information about the rates on IRA products
Minimum Opening DepositMinimum Balance to Obtain APYInterest RateAPY (1)
6-Month CD (IRA)(2)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

0.500%

APY (1)

0.500%

12-Month CD (IRA)(2)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

0.750%

APY (1)

0.760%

24-Month CD (IRA)(2)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.250%

APY (1)

2.260%

36-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.500%

APY (1)

2.520%

60-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.500%

APY (1)

2.520%

Money Market (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

0.250%

APY (1)

0.250%

 

(1) APY Listed above is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.

 

(2) The early withdrawal penalty for the 90-day, 6-month and 12-month CDs is 90 days interest. The early withdrawal penalty for the 24-, 36- and 60-month CDs is 6 months interest.

 
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