Effective Date: April 6, 2021
Rates Subject to Change Daily
Individual Retirement Accounts
| Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY (1) | |
|---|---|---|---|---|
| 6-Month CD (IRA)(2) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 0.250% | APY (1) 0.250% |
| 12-Month CD (IRA)(2) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 0.300% | APY (1) 0.300% |
| 24-Month CD (IRA)(2) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 0.450% | APY (1) 0.450% |
| 36-Month CD (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 0.500% | APY (1) 0.500% |
| 60-Month CD (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 0.600% | APY (1) 0.600% |
| Money Market (IRA) | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 0.250% | APY (1) 0.250% |
(1) APY Listed above is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.
(2) The early withdrawal penalty for the 90-day, 6-month and 12-month CDs is 90 days interest. The early withdrawal penalty for the 24-, 36- and 60-month CDs is 6 months interest.
