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CERTIFICATES OF DEPOSIT RATES

Effective Date: November 13, 2024

Rates Subject to Change Daily

 
A table with information about the rates on CD products
Minimum Opening DepositMinimum Balance to Obtain APYInterest RateAPY
90-Day CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

0.500%

APY

0.500%

6-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

3.930%

APY

4.000%

12-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

1.000%

APY

1.000%

15-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

3.690%

APY

3.750%

24-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

3.440%

APY

3.500%

35-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.950%

APY

3.000%

36-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

1.500%

APY

1.510%

55-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.470%

APY

2.500%

60-Month CD
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.960%

APY

3.000%

 

(1) APY Listed above is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.

 

(2) The early withdrawal penalty for the 90-day CD is 30 days interest.  The early withdrawal penalty for the 6-month CD is 180 days interest.  The early withdrawal penalty for the 12-month CDs is 90 days interest. The early withdrawal penalty for the 24-, 36- and 60-month CDs is 6 months interest.  The early withdrawal penalty for the 15-, 35- and 55-month CDs is 12 months interest.

 
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