Effective Date: November 14, 2024
Rates Subject to Change Daily
| Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY | |
|---|---|---|---|---|
| 90-Day CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 0.500% | APY 0.500% |
| 6-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 3.920% | APY 4.000% |
| 12-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 1.000% | APY 1.000% |
| 15-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 3.680% | APY 3.750% |
| 24-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 3.440% | APY 3.500% |
| 35-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 2.950% | APY 3.000% |
| 36-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 1.500% | APY 1.510% |
| 55-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 2.470% | APY 2.500% |
| 60-Month CD | Minimum Opening Deposit $500.00 | Minimum Balance to Obtain APY $500.00 | Interest Rate 2.950% | APY 3.000% |
(1) APY Listed above is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.
(2) The early withdrawal penalty for the 90-day CD is 30 days interest. The early withdrawal penalty for the 6-month CD is 180 days interest. The early withdrawal penalty for the 12-month CDs is 90 days interest. The early withdrawal penalty for the 24-, 36- and 60-month CDs is 6 months interest. The early withdrawal penalty for the 15-, 35- and 55-month CDs is 12 months interest.
